Strategic debt solutions

We enable a professional capital market which brings together institutional investors and established SMEs looking for strategic debt solutions

The lending market is evolving and we at SME Capital are at the forefront of these changes. As traditional lending becomes increasingly lengthy, complicated and uncertain for SMEs, we are able to offer an alternative way for businesses and their advisors to source debt financing. We do this by enabling access to institutional investors who are looking to provide capital support to well established and profitable SMEs.

Our online platform enables a fast, streamlined and collaborative process that provides security to investors and flexible and affordable loans to businesses. Our tech-enabled lending process has been engineered from the ground up to meet institutional ‘direct lending’ requirements.

Businesses

Source the capital you need

Loans arranged from £1m–£20m for well-established and profitable SMEs. Our online platform allows for fast and flexible lending.

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Advisors

Add value to your clients looking to access capital

Advisors can assist their clients in completing the loan application through our intuitive interface allowing for an efficient process.

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Institutional Investors

Borrow from established institutional investors

SME Capital provides a full investment solution for large institutional investors looking to diversify their portfolio through SME credit.

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Capital market specialists

SME Capital was founded in 2014 by a team of capital markets professionals and SME business advisors to develop a new long-term funding solution in an underserved market.

Our knowledge of credit and in-depth understanding of SMEs are at the core of our business. We leverage our wealth of credit experience through our sophisticated credit platform. This innovative fintech solution has been developed by our team of highly experienced finance professionals and our in-house software development team.

The SME Capital team is made up of former investment bankers, investment advisors, lawyers and software developers with significant experience in the high yield bond market, leveraged finance, debt private placements, commercial and corporate law, credit risk management and restructuring.

Our platform standardises and automates the quantitative elements of credit analysis, enabling our team to focus on relationships. In a sense we’ve gone back to traditional banking practices of really getting to understand borrower’s needs, and tailoring the loan structure accordingly.

James KaberryCEO, SME Capital

We’re very excited to be part of this ‘non-bank lending revolution’ that’s sweeping through the traditional financial services industry. We’re bringing institutional values and processes to the table and believe that we can be a significant player as the market develops over the next decade.

Tony BestChairman, SME Capital

We deliver a fully integrated solution to our clients by providing both a streamlined application and processing tool to borrowers as well as a loan origination, management and ongoing monitoring suite to investors.

Thibault LancksweertCFO & COO, SME Capital

Management team

Tony Best

Tony Best Chairman

Tony is our chairman. He plays a key role in developing our institutional relationships, leveraging his deep knowledge and understanding of credit markets.

He has over 25 years of capital markets experience at JPMorgan where he was Head of Global Sales and a member of the Executive Committee at JPMorgan Chase. He is also an owner and senior director at Surface Technology International (STI Limited), the UK’s largest private contract electronics manufacturer.

Tony holds a Bachelor of Arts in Politics, Philosophy and Economics from Oxford University.

James Kaberry

James Kaberry CEO

James co-founded SME Capital in 2014. He leads business development initiatives for loan origination, focusing on establishing relationships with key SME business advisors.

James developed an acute understanding of the SME market in his role as CEO of Pantheon Financial Ltd, one of the UK’s largest IFA groups which he founded in 2000. James subsequently sold it to Friends Life in 2007 before repurchasing it in 2010.

James is a serial entrepreneur having been involved with multiple companies from the outset, ranging from wind farms to successful online apps.

Thibault Lancksweert

Thibault Lancksweert CFO & COO

Thibault joined us in 2015 as our CFO & COO. He plays a key role in building and structuring the business, and manages the development of our technology platform.

Thibault worked in leveraged finance at Credit Suisse before joining Barclays’ M&A team. At Barclays he managed the day-to-day execution of M&A transactions for some of the firm’s largest global clients within the APAC region. At Credit Suisse, he was involved in multiple leveraged finance transactions across EMEA.

Thibault holds a Master’s degree in Management from Université Catholique de Louvain and an MBA from INSEAD.

Manoj Narender Madnani

Manoj Narender MadnaniNon-Executive

Manoj, CEO of DSA Investments, joined us in 2016 as a strategic investor. He acts as a non-executive director providing strategic support and developing key relationships with capital partners.

Manoj previously worked as MD at Kulczyk Investments before founding DSA Investments. He has a proven international transactional track record of over $5bn, with extensive Board experience and deep knowledge of equity and debt structuring.

Manoj holds a Bachelor of Science in International Finance and Marketing from Babson College and is a Member of the European Board of the Young Presidents Organisation.