A lending platform for professionals
Here to help you support your clients
Join a growing network of trusted partners and help unlock institutional capital for your clients. Our platform allows your clients to diversify their traditional sources of debt and obtain loans within very short time frames. On your dedicated dashboard you will be able to manage all your client’s loans as well as collaborate with colleagues and other advisors. You can upload and manage multiple loans for your clients as they progress through the borrower journey.
Central role in the application process
You will be able to complete a loan application, proactively drive the transaction process, engage with the SME Capital team and assist your client at every stage until completion.
Our intuitive online platform centralises the lending process and allows for continuous dialogue and collaboration between all parties, from initial application through to completion.
The right amount for the right term
We are able to source larger amounts than most alternative lenders. Our loans are typically longer dated for growth and investment purposes, giving your clients the flexibility they need for their business.
Fast, streamlined lending
Our platform allows for a much faster process than that of a traditional lender. Your client will get an indication of interest after 48 hours, and funding in as little as 4 weeks from initial application.
A long-term relationship
We value your involvement as a professional advisor. You will have a central role throughout the life of the loan, helping your client in the submission of ongoing financial reporting and disclosures.
Confidential and transparent
Our secure platform and centralised document library greatly improves communication between all parties, providing visibility on loan status and ensuring safeguarding of your client’s confidential information.
Access significant amounts of capital
Borrow up to £20m for a period of up to 7 years with access to institutional capital.
Flexible and transparent
Assist your client proactively throughout the process via a dedicated workflow.
Cost and time-efficient execution
Our intuitive online platform simplifies and streamlines the transaction process.
Easy registration on behalf of your client
Manage the application and provide your clients with regular updates and clear advice.
I’ve seen the gradual decline in bank lending to SMEs while working in commercial banking for the past 25 years, so it’s no surprise that I’ve received more business plans in the first 4 weeks at SME Capital than I did in the last 6 years in my previous role.
Taking the pain out of SME borrowing
Breakdown of communication between all parties involved
We improve coordination by providing full visibility on loan status throughout the lending process
Typically excluded from debt related decision making
Our dedicated workflows allow advisors to be actively involved in all aspects of the transaction process
Risk profiles of traditional lenders are restrictive and inflexible
We will consider your client's business on its own merits and will structure the loan accordingly
Raising non-bank capital fast and efficiently
SME Capital provides access to institutional investors committed to supporting SME growth. Our collaborative online platform standardises, simplifies and streamlines the entire transaction process, allowing more flexible loans to be arranged faster than with traditional lenders.
We had spoken to numerous high street banks about a complex MBI and received limited interest due to their lack of understanding of my client’s business, its place in the market and the experience of the MBI team. SME Capital’s more commercial approach was impressive; we received an initial offer of debt funding within a week and completed the transaction within 5 weeks.
Contact our experienced team to obtain more information on partnering with SME Capital.