Take your business to the next level

Growth and acquisition funding of
£0.5m to £15m for established SMEs

  Bespoke amortisation structures
  Fixed or floating interest rates
  Terms between 3 and 7 years

Capital catered to your growth ambitions

SME Capital provides bespoke funding solutions of £0.5m to £15m to established UK businesses. To enhance our credit process, we use smart, analytical technology and a relationship-driven approach. With our loans, UK businesses can grow without giving up control or providing personal guarantees.

Available to UK businesses that typically have:

check-bullet Earnings over £250k

check-bullet At least 3 years of trading history

check-bullet 10 or more employees

check-bullet A proven management track record

check-bullet Strong operational cash flow


How were helping SMEs:

check-bullet  Supporting Growth and Working capital requirements  

check-bullet  Acquisition funding for growth

check-bullet  Making MBOs and MBIs a reality for shareholders and management

check-bullet  Streamlining cash flow by Refinancing and Consolidating debt


Why SME Capital?

Built by entrepreneurs for entrepreneurs, we're passionate about SME growth and understand the challenges and difficulties SMEs face when trying to find the right funding options. After all, no two businesses are the same and neither are growth plans. 

We know what makes a successful relationship between investor and borrower possible and understand the importance of trusted relationships. Our dedicated regional directors based across the UK work collaboratively with our introducing partners by breaking down silos typically found in traditional lending organisations, we give you direct access to experts and decision-makers, enabling funding in 6–8 weeks.

We have significant capital at hand which we can deploy when investing into medium-sized businesses that have experienced profitable growth over recent years with strong management teams, looking out for your client's best interests locally.

Become an Introducer

Arrange a call

Our partners

At SME Capital, we support owner-managed and local business in taking the next step in their evolution, whether that be growth, acquisition or succession. We're very pleased to work with high quality investors, like SCIO and Prytania, who share our conviction that SMEs are core to the post-pandemic recovery, innovation and establishment of strong local and national economy. Were also incredibly proud to be a Patron Lender of the National Association of Commercial Finance Brokers.

scio capital logo