Fast. Flexible. Collaborative. Transparent

Get the capital you need to grow your business

We will help you find the strategic debt capital you need quickly and efficiently. We do this by connecting your business with large institutional investors committed to supporting SME growth. This is facilitated through our intuitive online platform.

Flexible loans up to £20m

Borrow between £1m–£20m for up to 7 years in as little as 4 weeks, with a personalised repayment schedule

Relationship driven

We understand that every business is unique and our dedicated team will spend time to understand your specific needs

Collaborative & Transparent

Our intuitive online platform streamlines the lending process and allows your advisors to be actively involved

Fast & efficient

Our process allows you to access large pools of lending capital and obtain an indication of interest after 48 hours

I'm a business

looking to raise strategic capital

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I'm an advisor

helping my client find a debt capital partner

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How we work together

1. Tell us what you need

Complete a simple online loan application including your company's basic information and details of the proposed transaction. We will invest time understanding your business and revert back with an indication of interest after 48 hours.


2. Complete the due diligence questionnaire

Should you wish to proceed, we will invite you to upload more comprehensive information on your company in order to produce a draft term sheet for your approval.


3. Sign transaction documents & drawdown funds

After signing the term sheet, all parties commit to collaborating on the related transaction documents. We will work closely with you to ensure a timely and easy path to completion and drawdown of funds.


4. Kickstart a long-term relationship

Our platform allows for easy ongoing reporting and progress tracking. We will continue to be on hand to help with any queries throughout the life of the loan. You are now part of the growing SME Capital community.


One platform. One application. One simple process.

Our collaborative online platform standardises, simplifies and streamlines the entire transaction process for all parties.

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SME Capital were very professional and flexible throughout the transaction process and I look forward to working with them to finance future acquisitions and take my business to the next level.

David Richmond Founder & CEO, Arrow Cars
Arrow Cars