Fast. Flexible. Collaborative. Transparent.

Get the capital you need to grow your business

We are committed to supporting SME growth by providing the strategic debt your business needs. An experienced team of professionals and an intuitive online platform allow us to understand your business requirements and provide capital quickly and efficiently.

Relationship driven

We understand that every business is unique and our dedicated team will spend time to understand your specific needs

Flexible loans up to £20m

Borrow between £1m–£20m for up to 7 years and benefit from a repayment schedule tailored to fit your needs

Collaborative & transparent

Our intuitive and collaborative platform streamlines the lending process and allows your advisors to be actively involved throughout

Fast & efficient

Our two-step process allows you to obtain an indication of interest after 48 hours and final drawdown in as little as 4 weeks

I'm a business

looking to raise strategic debt finance

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I'm an advisor

helping my client find a capital partner

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How we work together

1. Tell us what you need

Complete a simple online loan application including your company's basic information and details of the proposed transaction. We will quickly assess your business needs and revert back with an indication of interest after 48 hours.


2. Complete the due diligence questionnaire

Should you wish to proceed, we will invite you to upload more comprehensive information on your company and attend a management meeting before we produce a draft final term sheet for your approval.


3. Sign transaction documents & drawdown funds

After signing the term sheet, lawyers will help finalize our standardized loan documentation with a view to completing the transaction in a timely manner. We will work closely with you to ensure a swift drawdown of funds to meet your needs.


4. Kickstart a long-term relationship

Our platform allows for easy ongoing reporting and progress tracking. We will continue to be on hand to help with any queries throughout the life of the loan. You are now part of the growing SME Capital community.


Intuitive platform. Simple application. Efficient process.

Our collaborative online platform standardises, simplifies and streamlines the entire transaction process for all parties.

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SME Capital were very professional and flexible throughout the transaction process and I look forward to working with them to finance future acquisitions and take my business to the next level.

David Richmond Founder & CEO, Arrow Cars
Arrow Cars